There are many ways is which
even a minor flood in Boulder can damage your home or possessions. A normal
homeowners insurance policy does not cover flood damage. Boulder has many thousands of homes in harms' way from damaging floods and a large-scale event could happen any given year or even more than once in any given year.
We highly recommend you buy flood insurance if you live
in, or perhaps near, a 100-year floodplain OR have reason to think
you may be flooded!
The city of Boulder has a great page about flood insurance that we recommend you read:
of Boulder Flood Insurance Information
Also see the official city of Boulder floodplain map
Note: The "100-year floodplain" is only
a general insurance industry guideline for flood risk areas. Approximately
30 percent of all flood claims come from outside of
this area. Besides Boulder Creek and South Boulder Creek many of our smaller creeks can also produce very dangerous and damaging floods.